25+ Years of Experience

The Ohio Plan Risk Management was established in 1988 as a result of a tumultuous insurance market.

Financially Strong

Retaining a small percentage of risk, the structure used limits the exposure to the plan and allows for surplus stability.

Competitive Rates

Avoiding huge premium swings to provide members with stabilized rates and budgeting predictability.


The Ohio Plan is unwavering in its philosophy that members are only responsible for their premiums.

The Ohio Plan Difference

Program Stability

The Ohio Plan is a member-driven alternative property and liability insurance program focused on providing affordable and comprehensive coverage along with a wide range of risk management services to Ohio local governments and special districts. The Ohio Plan, its board of directors and service partners pride themselves in providing exceptional service and many benefits to the Ohio Plan membership.


The Ohio Plan Risk Management was established in 1988 as a result of a tumultuous insurance market. Many public entities were forced to pay extremely high premiums or self-insure their property and/or liability exposures due to insurance carriers exiting the public entity marketplace due to increased losses. Since this time, the Ohio Plan has grown membership, members’ equity and services, bringing long-term stability to the program and its members.


What People Say About Us

  • "Great Parks is a member of the Ohio Plan for just that reason, you are a member. This is not just an insurance policy. You are a member alongside hundreds of public entities in Ohio. As a member, you have many resources available to you including guidance on how to mitigate risk when introducing a new offering to the public, training and many other benefits. The Ohio Plan team is responsive to our agency’s needs and is an integral part of our team."

    Great Parks of Hamilton County | Rebecca McDonough - Chief Operating Officer

  • "Ohio Plan’s free, onsite training has added another training tool for our employees. We would recommend them to anyone."

    City of Wapakoneta | Chad Scott - Safety Service Director

  • "Ohio Plan, and their proficient employees, allows our Village to have confidence that we are fully sheltered and a step ahead."

    Village of Evendale | Theresa Reeder - Payroll Clerk

  • "The Ohio Plan is the clear choice for our clients."

    Rinehart, Walters, Danner & Associates | Gary Walters, CIC