Risk Management Services

The ability to predict probable sources of loss and prevent them from materializing is a fundamental responsibility of all public entities, yet identifying each and every potential hazard capable of creating a loss before the loss occurs is overwhelming. Recognizing the importance of this task and wanting our membership to better control their own losses, the Ohio Plan Risk Management offers its members complimentary risk management assistance. Each plan member is provided with a risk manager responsible for identifying probable sources of risk and recommending improvement strategies.

Using many years of claims and loss control experience, the risk management department collaborates with each plan member to create a unique risk management profile. The profiles are created by categorizing typical loss exposures into core areas of risk.

  • Employee Manual/Handbook
  • Background Checks
  • Citizen Complaint Process
  • Contracts
  • Inspections
  • Cyber Data Protection
  • Public Records
  • Employee Training

Focusing loss prevention efforts into core areas allows our members, regardless of size or operations, to concentrate their efforts on real loss control methods. Our goal is to teach our members to more actively manage their own risks.

For each of the core areas of risk, resource materials are available to assist members with managing and/or mitigating the exposures represented. Risk managers are available to conduct on-site training or provide other technical assistance on exposures faced by the member.

We pride ourselves on delivering simple-to-implement, fact-based solutions that extend beyond standard insurance coverage to reduce risk.

Safety Allowance

An annual Safety Allowance credit is offered for members during the three-year vesting period required for the Ohio Plan Advantage. The Safety Allowance provides a member entity an annual credit up to $300 for the following qualifying expenses:

  • Seminar/Education Reimbursement
  • Conference Fees
  • Certification for Herbicide/Pesticide Applicator’s License
  • MVR Ordering Costs
  • CDL Drug Testing
  • Testing for a Drug-Free Workplace
  • Personal Protective Equipment
  • Global Positioning System (GPS) Units
  • Automatic Electronic Defibrillators (AEDs)

Ohio Plan members can accumulate these qualifying expenses over the course of their policy term (up to a maximum cumulative credit of $300). All Ohio Plan members are eligible for the Safety Allowance during their first three years of membership, and we encourage our members to take advantage of this member benefit.


By partnering with Lexipol, America’s leading provider of risk management policies and resources for public safety organizations, we are able to bring leading public safety risk management services to Ohio Plan members. Lexipol assists fire and law enforcement departments in complying with current laws, regulations and public safety best practices, and documents the training of personnel on the approved policies and procedures. Public safety service and legal experts constantly monitor major court decisions, legislation and emerging trends that affect public safety operations.

Lexipol provides comprehensive state-specific policy manuals, written by legal and service professionals, which are integrated with scenario-based daily training on high-risk, low-frequency events. The manuals address risk, liability, safety and best practices for all types of fire and law enforcement departments, including municipal, county and special districts.

Ohio Plan members receive a 5% discount on Lexipol’s subscription fees. In addition, the Ohio Plan established a Lexipol Subscription Subsidy program to further assist members with the Lexipol subscription cost:

  • 1st Year Lexipol Subscription

    50% reimbursement

  • 2nd Year Lexipol Subscription

    30% reimbursement

  • 3rd Year Lexipol Subscription

    20% reimbursement

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